Spirit Airlines Launches New No-Annual-Fee Card and Revamps Another (2025)

As part of a frequent flyer program overhaul, Spirit Airlines has launched a no-annual-fee airline rewards credit card alongside its refreshed flagship Mastercard.

Back in December, The Balance shared news that changes were coming to the Spirit Airlines World Mastercard in early 2021. Those card changes, plus a new, previously unannounced no-annual-fee card, were rolled out alongside the Free Spirit frequent flyer program updates on Jan. 21, according to an airline press release.

The two airline cards—Free Spirit Travel Mastercard and the Free Spirit Travel More Mastercard—are issued by Bank of America, and offer frequent flyers extra rewards on airline purchases and nice-to-have travel perks such as early boarding and rebates on in-flight purchases. Updates to the Free Spirit frequent flyer program mean rewards earned with both cards never expire and can be pooled with points earned by family members or friends.

Here are the highlights of the two Spirit Airlines credit cards:

Card FeatureFree Spirit Travel World MastercardFree Spirit Travel More World Elite Mastercard
Annual Fee$0$0 for the first year, then $79
Bonus for new cardholdersEarn 10,000 points by spending $500 within 90 days of opening an accountEarn 40,000 points and a $100 companion flight voucher by spending $1,000 within 90 days of opening an account
Rewards earning rate2 points per $1 spent on Spirit purchases, and 1 point per $1 spent on everything else3 points per $1 spent on Spirit purchases, 2 points per $1 spent on dining and at grocery stores, and 1 point per $1 spent on everything else
Anniversary bonus pointsEarn 5,000 points each year after spending $10,000 on purchases in the prior yearN/A
Annual companion voucherN/AEarn a $100 voucher after spending $5,000 on purchases in the prior year
Accelerated path to frequent flyer elite statusN/AEarn 1 Status Qualifying Point for every $10 spent on purchases

As we reported in December, Spirit’s Travel More card offers more ways to earn rewards and a slightly higher annual fee compared to the previous version of this card, though new cardholders won’t have to pay the annual fee for the first year. This card more squarely competes with the Alaska Airlines Visa Signature Card and the Southwest Rapid Rewards Priority Card, thanks in part to the new companion voucher perk.

The new, no-annual-fee Spirit card isn’t a stand-out but gives Spirit loyalists a low-cost way to earn some rewards and enjoy airline perks. It has a rewards earning rate similar to that offered by the retired Spirit card, and comparable to rates other entry-level airline cards offer.

Both of the new credit cards are open for online applications on the Spirit Airlines website.

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  1. Spirit. "Spirit Airlines’ Free Spirit® Loyalty Program Takes Off with Fastest Way to Earn Rewards and Status."

  2. Bank of America. "Terms and Conditions for Free Spirit® Travel More World Elite Mastercard."

Spirit Airlines Launches New No-Annual-Fee Card and Revamps Another (2025)

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